Blog February 2020


Posted On: October 17, 2020
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Posted On: October 07, 2020
Posted On: September 30, 2020
Posted On: September 23, 2020


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Posted On: February 26, 2020

What is the significance of Ash Wednesday?

Ash Wednesday is important because it marks the start of the Lenten period leading up to Easter, when Christians believe Jesus was resurrected. During this period, Christians show repentance and mourning for their sins, because they believe that Christ died for them

What is the Meaning of Ash Wednesday and What Happens?

During Mass (for Catholics) or worship service (for Protestants), the priest or pastor will usually share a sermon that is penitential and reflective in nature. The mood is solemn - many services will have long periods of silence and worshipers will often leave the service in silence.

Usually, there is a responsive passage of Scripture, centered around confession, read aloud and the congregation. After all of this, the congregation will be invited to receive the ashes on their foreheads. Usually, as the priest or pastor will dip his finger into the ashes, spread them in a cross pattern on the forehead, and say, “From dust you came and from dust you will return.”



Posted On: February 19, 2020

Guidelines On How To Protect Yourself

Over the years, Consumer Protection statistics have shown details of hundreds of repair-shop complaints. So we kind of know what's most likely to go wrong and how to avoid it.

These tips can help you prevent problems and help you resolve them.

  • Find out if the shop uses contractors. Will your outdrive be rebuilt in-house? Do they contract out for fiberglass repairs? Who ultimately will be responsible for the repairs and warranty?
  • Take a picture of your boat, engine, and trailer and attach it to the repair estimate to document the condition of your boat, especially if repairs may take a long time or the boat will be stored at the shop.
  • Be clear on terminology the shop uses. What is re manufactured versus rebuilt? What does it mean when they say they're going to "service" something? Find out exactly what's included in an "Annual Service." Assume nothing.
  • Always get a detailed receipt. Don't be afraid to ask to have more information put on it. A list of all parts used, total hours of labor, serial numbers for engines and equipment, and a complete description of the initial complaint and repair work performed (including technician's name) can pay off if there's a problem later.
  • Keep in mind that maritime law gives providers of goods and services the right to take legal action and "seize" boats until repair and storage bills are paid. Good service or bad, you'll have to pay up to get your boat back, then work on resolving the problem. Pay by credit card if you can. If there's a problem and the shop refuses to help, dispute the amount with your credit card company and they'll withhold funds while you try to work out the problem, giving you more bargaining power. Companies often have to pay a fee if the charges end up getting reversed, which is more incentive to make you happy. Get a copy of the warranty in writing. If it's the end of the season and you're not going to use your boat for months, ask if they will extend it so you'll be covered once you start using your boat.
  • Inspect your boat immediately upon pickup, and discuss any problems with the shop. If possible, test-drive your boat pronto to ensure it's operating properly.
  • Beware of mobile mechanics. Many do quality work and can be a great choice for simple maintenance work. But unless it's an established company, you may have a hard time finding them if something goes wrong.


Posted On: February 12, 2020

Many Americans would be surprised to learn that Abraham Lincoln’s birthday, February 12, 1809, has never been celebrated as a federal holiday. The day is often associated (erroneously) with Presidents Day, officially Washington’s Birthday and celebrated on the third Monday in February.

In 1951, a Presidents Day National Committee was formed by Harold Stonebridge Fischer. He lobbied for the creation of a day honoring all presidents to be celebrated March 4, the original inauguration date.

This act was defeated in the Senate Judiciary Committee, on the grounds that the holiday would be too close to Lincoln’s and Washington’s birthdays. Though not federally enacted, many state governors liked the idea and proclaimed Presidents Day a holiday.

Establishing Lincoln’s birthday as a federal holiday was further complicated by the passing of the 1968 Uniform Holiday Act, which moved several federal holidays, including Memorial Day and Washington’s Birthday, to specific Mondays throughout the year in order to create more three-day weekends.

Eventually, individual states created their own Presidents Day holidays to be observed on the third Monday in February. This celebration has been enacted in some fashion by 38 states, though never federally, and each varies by state. While some mark the day as a specific remembrance of Washington and Lincoln (like Arizona), others view it as a day of general recognition for all U.S. presidents. Alabama celebrates Washington and Jefferson as opposed to the more common combination of Washington and Lincoln. A few states observe Washington’s Birthday in February and then celebrate Presidents Day in a different month, for example, the day after Thanksgiving in New Mexico and December 24 in Indiana and Georgia. Eighteen states don’t specify at all what Presidents Day celebrates. Presidents Day has also gained some national recognition from retailers, who use the long weekend to offer sales.

A few state governments have enacted legislation recognizing Lincoln’s birthday on February 12 as its own official holiday. Most notably, Illinois, the “Land of Lincoln” and his adopted home state, celebrates Lincoln’s birthday as an official school holiday, along with a few other states including New York, Connecticut, and Missouri. However, this number has declined in recent years, when both California and New Jersey ended the celebration of Lincoln’s birthday as paid holidays to cut budgetary costs. Unfortunately, more states now celebrate Black Friday, the day after Thanksgiving, as a holiday for state employees than celebrate Lincoln’s birthday.

Even without an official national holiday, Lincoln remains among the most admired American presidents. His face is printed on the five-dollar bill and stamped on the penny. He has national shrines in three states, including one of America’s most iconic landmarks—the Lincoln Memorial in Washington, DC.



Posted On: February 05, 2020

Surveyors Are Happy To Talk Things Over With You

Most surveyors are only too happy to talk to you about the survey process, especially if this is your first time employing a surveyor. They will also answer questions after the survey, so don't be scared to call them up if you see something in a survey report that you don't understand. Surveyors are on boats every day, but owners and buyers may not always understand some of the technical terms.

Relationships Are Important

Surveyors want to build solid relationships, because their reputations are at stake. There's a saying experienced surveyors tell newbies: You're only as good as your last survey. Marine surveyors are often independent businesses and want you to call them first when you buy your next boat and also to recommend them to friends and family. If you have a problem with a survey (or a surveyor) don't hesitate to bring it up.

A Sea Trial Is Not A Boat Ride

The purpose of a sea trial is to check the boat's systems, engines, generators, electronics, and other parts that cannot be inspected while the boat is not under commission or is "on the hard." The surveyor will need to pay close attention to the engines, helm, and systems, and how the boat handles. To get the most from a sea trial, leave the kids, dog, and Aunt Kate at home. They can get a ride on the boat later, assuming you buy it. Too many folks on the boat makes it difficult for the surveyor to do the job properly.

Don't Get In The Surveyor's Way

Most surveyors like it when the buyer is at the survey. They can answer questions and point out things of interest on the boat that may not find their way into the survey report. That being said, it makes the job slower if you hover. Allow the surveyor to do his job — you'll get a complete written report about everything he sees.

The Surveyor Works For You Only

You'll be paying the bill, so it's important that you understand that the surveyor reports only to you. He doesn't share his findings with anyone else unless you specifically request it. If you have a broker acting as your buyer's agent, then you may ask that the surveyor send a copy of the survey to the agent as it makes your broker's job easier if he's asking for things to be addressed. Keep in mind that a survey is only good for a specific time because it's really a snapshot of what the boat was like on a specific day. Old surveys should not be relied upon.

Make Sure The Boat Is Prepared

If you are asking a surveyor to come to your boat to perform an insurance survey, make sure that the surveyor has access. Don't expect him or her to empty out lockers of heavy anchors, bags of sails, and boxes of spare parts. The surveyor needs to look at the mechanical parts of the boat, and it causes delays to have to move tons of stuff out of the way. If in doubt, ask the surveyor what he needs before he arrives. He won't expect everything to be off the boat, but he will appreciate reasonable access. One client asked me to survey his 33-foot sailboat, but it turned out that the entire contents of a small apartment seemed to have been crammed aboard. If that wasn't bad enough, the boat also had a Great Dane aboard!

Surveyor checking hoses